Shared and Layered Property

North America Shared and Layered Hero Banner
What We Offer
Shared and Layered Property targets large commercial and public sector risks with TIV’s greater than $100,000,000. Programs are written on a highly syndicated basis and are exclusively distributed through appointed wholesale brokers.

Target classes include:

  • Real Estate
  • General Commercial Risks
  • Public Entity
  • Apartments and Condominiums (on an excess basis only)
  • Hospitality including Hotels and Motels
  • Warehousing and Distribution
  • Religious and Non-Profit Organizations
  • Healthcare including Hospitals, ALF’s, Managed Care and Medical Facilities


The following classes do not fit into our appetite:

  • Food Processing and Distribution
  • Lumber and Sawmills
  • Recyclers
  • Agriculture and Crops
  • Energy and Utilities
  • High Hazard Manufacturing
  • Technical Risks including Pharmaceuticals and Clean Rooms
  • Risk Attaching Programs